AI pay my bills in full every month.
BI pay most of my bills on time.
CI’m struggling to make even minimum payments.
AI have no debt.
BI often carry a balance on my credit card and I have some student loans I’m trying to pay off.
CI have multiple credit cards/lines of credit/student debt. I usually make monthly payments but the balance doesn’t go down.
AI don’t get phone calls from creditors.
BI received one or two calls but dealt with it very quickly.
CCreditors call me frequently. The stress impacts my family and work life. It sometimes impacts my sleep.
AThey have everything they need and we are comfortable.
BThe basics are usually looked after but sometimes we do without things because there are too many bills; but that’s just life.
CI am having a lot of trouble financially and cannot always afford the basics like food and shelter.
AI have a savings plans and some money put away for the kids. There is money in case things take a turn for the worse.
BI try to save but most months there’s nothing left over.
CI live paycheque to paycheque. My paycheque is spoken for before I even receive it.
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