AI pay my bills in full every month.
BI pay most of my bills on time, but there are times when I feel strapped for cash.
CI’m struggling to make payments. There is more going out than coming in.
AI have a budget and my spending is under control.
BI have a budget but I have spent too much on occasion; I am always able to pay the bill eventually.
CI have multiple loans and/or credit cards and I have been spending more money than I make.
AI don’t get phone calls from creditors.
BI received one or two calls but dealt with it very quickly.
CCreditors call me frequently.
AMy finances are secure and I tend to not worry about money.
BSometimes I worry about money but I hope I can manage it.
CI’m stressed and I don’t sleep well because I’m so worried about money. It’s impacting my work and family life.
AI have my retirement funds and savings plans taken care of, and I have little or no debt.
BI could plan a little bit better but I have some savings and I am thinking about retirement.
CI have no plan. My savings have dried up and I am living paycheque to paycheque and struggling to provide even the basics for my family.
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