AI own my home – it’s completely paid off!
BI don’t own my home there but I think I’m getting there.
CIt’s not paid off, and won’t be any time soon. I don’t think I’ll ever own my home.
AI don’t carry a balance on my credit cards/ I don’t have credit cards.
BI often carry a balance but I pay it as soon as I am able to.
CI have multiple credit cards and I’m struggling to make even the minimum payments.
AI don’t get phone calls from creditors.
BI received one or two calls but dealt with it very quickly.
CCreditors call me frequently. The stress impacts my family and life. My sleep is sometimes impacted.
AI manage my money very well.
BI have a budget but I find it difficult to cover all my needs.
CI would like to budget but I retired with too much debt and I’m really struggling to manage it.
AI have stable retirement income and manageable debt. I have my retirement funds and savings plans taken care of, and I have no debt. Retirement looks good.
BI can usually look after the basics but there’s no extra left over.
CI struggle to provide myself with the basic requirements of living. I don’t feel comfortable with my retirement and I could use some help.
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